Recent Blog

The Risks and Rewards of Hard Money Loans for Borrowers

For active investors, understanding the dynamics of financing options is key to maximizing returns. One such option that has grown in popularity in recent years is the hard money loan. This type of loan offers several advantages, but it also carries inherent risks....

What is LTV? Understanding Loan-to-Value Ratio for Passive Investors

If you're a passive investor, particularly in the world of real estate, you've likely come across a range of financial jargon that can sometimes be overwhelming. One term you may have heard repeatedly is LTV, or Loan-to-Value ratio. Understanding this concept is...

Hard Money Loans: The Fast Track to Real Estate Financing

In the world of real estate investment, speed and flexibility can be the difference between seizing a lucrative opportunity or not. Traditional bank loans, with their lengthy approval processes and strict standards, cannot keep pace with fast-moving real estate deals....

The Borrower’s Path to Securing a Hard Money Loan

A Hard money loan can offer a flexible and fast alternative to traditional financing for real estate investors and borrowers with time-sensitive projects. With a focus on the property's value rather than credit score, hard money lenders provide a different pathway to...

Understanding the Tax Benefits of Passive Real Estate Investing

Investing in real estate offers many benefits. One of the most significant advantages—especially for passive investors—comes from the tax benefits. Whether you're a seasoned investor or just beginning your journey in passive real estate investing, understanding the...

Evaluating Hard Money Loans: Tips for Borrowers

When it comes to financing real estate investments, hard money loans are an increasingly popular option. They offer fast funding, flexibility, and can be a valuable resource for those with time-sensitive or non-traditional investment opportunities. However, not all...

Diversify Your Portfolio: Why Passive Real Estate Investments Are a Must 

Introduction  Diversification is a fundamental principle of sound investing, providing a balance between risk and reward in a well-rounded portfolio. One often underappreciated but highly valuable component of a diversified investment strategy is real...

Hard Money Lending: What Borrowers Need to Know

Introduction  Hard money lending is a type of financing often used by real estate investors and house flippers to access capital. Unlike traditional loans, hard money loans come from private lenders or companies and are secured by real estate assets rather than...

The Power of REITs: How to Invest in Real Estate Without the Hassle 

Real estate has always been an attractive investment for those looking to build wealth. However, the idea of dealing with property management, maintenance, and tenant issues can be daunting. What if there was a way to invest in real estate without the headaches of...

Understanding the Terms: Hard Money Loans Explained

In the fast-paced world of real estate investing, securing the right type of financing can make all the difference. Hard money loans have gained popularity among investors for their speed and flexibility. However, before diving into this type of financing, it's...
Introduction to the MOR Investment Fund

Introduction to the MOR Investment Fund

What is the MOR Investment Fund?  The MOR Investment Fund is a premier real estate private lending fund designed to deliver consistent returns while mitigating risk through a diversified portfolio. Its main focuses are single-family, multi-family...

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The Role of Hard Money Lending in Real Estate Investing

The Role of Hard Money Lending in Real Estate Investing

When it comes to real estate investment, the choice of financing plays a crucial role in determining a project's success. Mortgages, although a common option, are not always the most flexible for every investor. This is where hard money lending comes in. Hard money...

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Hard Money Lenders – California

Hard Money Lenders – California

Before committing to any type of private hard money lending in California as a real estate investor, it is essential to comprehend the various kinds offered and their associated risks. Taking this approach will ensure you are well-prepared for success! If you're...

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Hard Money Loans During COVID-19

Hard Money Loans During COVID-19

At the beginning of April 2020, the spread of the COVID-19 virus impacted nearly every country in the world, taking a toll in lost lives and shutting down the global economy to slow its spread. The residential mortgage industry has changed significantly in the last...

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California Housing Market Report & Predictions 2020

California Housing Market Report & Predictions 2020

California’s Housing Market Forecast In the midst of the unexpected Corona Virus pandemic and temporary work shut down, buyers are wondering if housing prices will fall and stay lower throughout 2020. Landlords are concerned about vacancies, rental income losses, and...

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Hard Money Lenders – California

Is Now a Good Time to Refinance My Home?

With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance their homes. To decide if refinancing your home is the best option for you and your family, start by asking yourself these questions: Why do you want to...

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A Recession Does Not Equal a Housing Crisis

A Recession Does Not Equal a Housing Crisis

The COVID-19 pandemic is causing an economic slowdown. The good news is, home values actually increased in 3 of the last 5 U.S. recessions and decreased by less than 2% in the 4th. All things considered, an economic slowdown does not equal a housing crisis, and this...

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Real Estate and Investor Networking Mixer

April 29th, 2020 5:30pm-8:30pm at The Country Club, Costa Mesa Come meet, connect and network with Real Estate professionals and Investors while toasting to your success! MOR Financial and Direct IRA Services are joining forces to host the biggest wine and cheese...

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FIBI Intelligent Investors Real Estate Conference 2020

MOR Financial had a strong presence sponsoring this years Intelligent Investors conference, held at the beautiful Sheraton Grand Los Angeles. 2 days for business professionals to connect with fellow real estate investors, share ideas, deals and business cards, and...

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