Residential & Commercial Portfolios
With nearly $250 Million in fundings over the past few years, MOR Financial has offered its investors a securitized alternative investment with uncorrelated returns to the broader markets. Averaging 10.5% annualized returns, we have successfully aided our investors in diversifying and growing their investment portfolios.
Trust deed investments offer a steady monthly return while reducing the liquidity risk often associated with Real Estate investments. It is our objective to adhere to the needs of each individual investor’s portfolio while taking into consideration risk tolerances and exposure, coupled with preferred investment duration.
A trust deed, or deed of trust, is a security instrument for real estate loans. The details of the loan are spelled out in a separate promissory note, and the trust deed is recorded at the County Recorder’s Office. The trust deed serves legal notice to the world that the subject property is pledged to secure a California Hard Money loan. It also provides for rapid method of foreclosure should the borrower default on a California hard money loan.
There is high demand for private capital within the real estate investing community due to tight convetional lending guidlines, if possible at all due to the conidtion of the property.
Our borrowers also require to close within days to secure the best deal possible; banks are too big to act as quick to provide funding on time.
They utilize the power of leverage and leverage their purchase with your funds to maximize their returns.
We have successfully aided our investors in diversifying and growing their investment portfolio by offering consistent high yield returns averaging 10.5% and funding nearly 250 Million Dollars since 2011.
A Trust Deed Investment offers you the option of term lengths as short as six months up to 5 years. It is our goal to adhere the needs of each individual investor’s portfolio and best of all your investment is secured by real estate.
Offered to private individuals, corporations, pension plans, 401ks, retirement funds, IRAs, Roth IRAs, Self-Directed IRAs, and SEP accounts.
MOR will structure your portfolio based on your target rate of return, location, loan-to-value, type of property and clientele. We underwrite each submission by reviewing in detail the following:
We currently only lend capital in the state of California. We have over 60 years of combined experience and knowledge of funding private and conventional loans in the California market and have built a reputable name as one of California’s premier lenders since 2006.
Best of all, California is one of the leading states in lending Hard Money which gives us the ability to remain ahead of the curve.