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About the Construction Loan

Transforming raw land or existing properties into your dream project requires more than just vision—it demands reliable financing that adapts to the unique phases of construction. Mor Financial specializes in providing California builders, developers, and investors with flexible construction loans that fund your project from ground breaking to completion. Our experienced lending team understands the complexities of construction financing, offering competitive rates and draw schedules that align with your build timeline. Whether you’re developing residential properties, commercial spaces, or custom homes, our streamlined approval process and construction expertise ensure your project stays on track and within budget throughout every stage of development.

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We look forward to partnering with you on your investment journey.

8%

Pref Rate

11%+

Portfolio Rate

25 M+

AUM

90+

Investors

50K

Min. Investment

Construction Loans

Quick and flexible financing for new construction projects, tailored for real estate developers and investors to maximize returns with competitive rates and terms.
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Fast and Flexible Financing
Construction loans offer fast approval and funding to help investors initiate projects without delays. Flexible terms accommodate various project scopes, timelines, and construction phases.
Covers Purchase and Renovation Costs
Financing covers both land acquisition and construction costs, ensuring all project requirements are managed under a single loan.
Competitive Rates and Terms
All loans are secured by tangible real estate assets, providing an added layer of security for our investors.
Ideal for Short-Term Investments
Ideal for residential, commercial, or mixed-use developments, these loans provide the financial support needed to complete construction projects efficiently and achieve strong returns.

Discover Our Loan
Programs

Explore tailored loan solutions to fund property purchases, renovations, and flips, designed for
investors of all levels.

01.Fix and Flip & Rehab Loan Programs

  • Provides quick funding for property purchases and renovations with flexible terms.
  • Covers up to 90% of purchase price and 100% rehab costs.
  • Ideal for experienced investors or first-time flippers seeking profitable returns.
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02.Bridge Loans

  • Provides temporary financing to bridge the gap between the sale of one property and the purchase of another.
  • Offers fast approval and funding, ensuring you can act quickly in competitive real estate markets.
  • Flexible collateral options, with loans secured using the equity of your current property.
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03.Construction Loans

  • Finances construction of new properties or major renovations with flexible terms.
  • Funds are disbursed in stages based on project milestones and progress.
  • Competitive interest rates tailored to meet construction timelines and needs.
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04.Rental Property Loans

  • Provides financing for purchasing or refinancing rental properties with flexible terms.
  • Offers competitive interest rates for long-term property investment and cash flow.
  • Allows funding for multi-family, single-family, or commercial rental properties.
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05.Commercial Property Loans

  • Finances the purchase or refinancing of commercial rental properties.
  • Offers flexible loan terms tailored to commercial property investment needs.
  • Provides competitive rates for multi-tenant or mixed-use commercial properties.
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Take your first steps toward business success with us

Get pre-approved for a private loan from MOR Financial

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